 We
primarily represent individuals who have suffered financial
setbacks or on-the-job injuries. By limiting our focus to these
areas, we are able to offer individual attention to each case
thoroughly evaluating your case for the not-so-obvious issues
that can significantly affect your claim. We are committed to
providing quality legal representation to you.
At Adrian M. Lapas, P.A….
We take the time to fully explain the significance of
your filing for bankruptcy protection. We further take the
time to look behind many of your prior transactions for creditor
over-reaching, which can sometimes greatly enhance your financial
situation. For example, we often look behind second mortgages
that many consumers obtain in an effort to "consolidate"
their credit card debt. Many times, we will find that these
second mortgages have been made in violation of the federal
Truth in Lending Act. We can sometimes "rescind"
the mortgage, which means that the mortgage no longer exists.
We then seek to discharge the underlying debt through normal
bankruptcy procedures.
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